TERMS AND CONDITIONS OF THE GET YOUR SHARE™ PROMOTION III (NEW MEMBERS) and GET YOUR SHARE™ PROMOTION (REFERRING MEMBERS)– VERSION DATE: MAY 5, 2017

TERMS AND CONDITIONS OF THE GET YOUR SHARE™ PROMOTION III (NEW MEMBERS) AND GET YOUR SHARE™ PROMOTION (REFERRING MEMBERS) – VERSION DATE: MAY 5, 2017

 

These Terms and Conditions govern the Get Your Share™ Promotion III (New Members) (the “New Member Promotion”) and Get Your Share™ Promotion (Referring Members) (the “Referring Member Promotion”). New Member Promotion and Referring Member Promotion collectively referred to as the “Promotions”. The Promotions are conducted by Central 1 Credit Union (“Central 1”) with offices at 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.

By participating in a Promotion, you acknowledge and signify that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, you may not participate in either Promotion.

The New Member Promotion will run from 12:00:01 a.m. (Pacific Time) on Feb 29, 2015 to 4:59:59 p.m. (Pacific Time) on October 6, 2017 (the “New Member Promotion Period”). 

The Referring Member Promotion will run from 12:00:01 a.m. (Pacific Time) on September 30, 2015 to 4:59:59 p.m. (Pacific Time) on September 15, 2017 (the “Referring Promotion Period”).

New Member Promotion

Definitions:

New Members” are individuals who open an account with a credit union in British Columbia during the New Member Promotion Period and who: (i) have not been a member of a credit union in British Columbia within the previous 3 years, (ii) have not previously participated in the New Member Promotion or any other Get Your Share™ promotion since April 4, 2013, and (iii) wish to participate in the New Member Promotion

The following are the potential bonuses under the New Member Promotion:

  1. $200 bonus – to be eligible for this $200 bonus, the New Member must become a member of, and open a new account with, a credit union in British Columbia during the New Member Promotion Period and set up a recurring, pre-authorized credit or debit transaction from that account by October 6, 2017; OR

  2. $200 bonus – to be eligible for this $200 bonus, the New Member must, during the New Member Promotion Period, become a member of a credit union in British Columbia and by October 6, 2017 (i) open a new business chequing account with that credit union; or (ii) transfer a business chequing account to that credit union from another financial institution (other than a credit union in British Columbia).

 

New Members may receive one, and only one, of the above bonuses.

To be eligible to participate in the New Member Promotion, you must, at the time you participate in the New Member Promotion:

(a) be a resident of British Columbia;

(b) be at least 17 years of age;

(c) be a “New Member” as defined above; and

(d) not be an employee of a B.C. credit union or its subsidiaries. For the purposes of this New Member Promotion, a “Subsidiary” means a wholly owned subsidiary of a credit union in British Columbia.

If you are eligible to participate in the New Member Promotion, to participate follow these steps:

 

Step 1: Visit www.getyourshare.ca (the “Promotion Page”) and:

(a) choose a credit union branch in British Columbia that you wish to become a member of and open an account with (the “Selected Credit Union”); and

(b) complete the online form by submitting your name, birthdate, phone number and email address and preferred contact method.  This information is shared with the Selected Credit Union.

Step 2: After you have completed Step 1:

You will receive an email confirmation and you will be contacted by a representative from the Selected Credit Union to schedule a time to open a membership and account.

Step 3: Within fourteen (14) days from completing Step 1, you must attend your scheduled appointment at the Selected Credit Union to open a credit union membership and account.

If you cannot visit the selected credit union, or open a credit union membership and account within fourteen (14) days of completing Step 1, you must send an email within fourteen (14) days from completing Step 1 to hello@getyourshare.ca to request for an extension of time to visit the selected credit union, obtain a credit union membership and open up an account.

Step 4: Once you have opened a credit union membership and account, and by October 6, 2017:

 

(a)     your first recurring, pre-authorized debit or credit transaction has occurred; OR

 

(b)     you have successfully opened or transferred your business chequing account to the selected credit union,

Central 1 will deposit $200 into your new account via electronic funds transfer.

The electronic funds transfer may take up to 10 business days to process.

 

Referring Member Promotion

Definitions:

Referring Members” are members of a British Columbia credit union who: (a) have an account with a credit union in British Columbia; (b) have referred a person to a credit union in British Columbia during the Referral Promotion Period; and (c) wish to participate in the Referring Member Promotion. (Referring Members individually is a “Referring Member”); and

Referred Member” is the referred person as described in clause (b) in the definition of “Referring Members” who becomes a New Member.

The following is the potential bonus under the Referring Member Promotion: 

  1. $25 bonus for every Referred Member – eligibility and completion of Steps 1 to 4 under the New Member Promotion during the Referral Promotion Period by the Referred Member is required for the Referring Member to receive the $25 bonus.

The maximum bonus for a Referring Member is $2500 under the Referring Member Promotion.

To be eligible to participate in the Referring Member Promotion as a Referring Member, you must, at the time you participate in the Promotion: 

(a) be a resident of British Columbia;

(b) be at least 17 years of age; and

(c) be a member of a credit union in British Columbia.

Once you are eligible to participate in the Referring Member Promotion, as a Referring Member, to participate:

Step 1: Visit getyourshare.ca/referral ("Referral Page") and:

(a) fill out the contact form; and 

(b) select the credit union and branch that you belong to (if you have not previously registered in the system)

Step 2: After you have completed Step 1:

You will receive a referral link to a promotion page (the “Referral Link”) and you may share the Referral Link with your close friends and family.  You may not share your Referral Link in a manner that violates applicable laws, or the terms and conditions applicable to the platform by which you choose to share your Referral Link.  You must ensure that all individuals with whom you share your Referral Link are advised of the fact that you may be compensated if they choose to open an account with a credit union in British Columbia.

Step 3: You will receive a $25 bonus for each individual referred by you, up to a maximum of $2500, who, before the end of the Referring Promotion Period, uses your Referral Link, opens an account at a British Columbia credit union, and fulfills the New Member Promotion requirements.

All other promotions advertised on this website are not conducted by Central 1.  Central 1 has no liability to any individual(s) who participate in any other promotion advertised on this website, even if it is associated with any or both of the Promotions.  Any other promotions advertised on the website is the responsibility of the third party offering such promotion.

 

Promotions – Privacy

By participating in either of the Promotions, you consent to Central 1’s collection, use and disclosure of your personal information for the administration of the New Member Promotion or Referring Member Promotion, as the case may be, and otherwise in accordance with Central 1’s Privacy Policy.  Central 1 may create aggregated and anonymized information from participant’s personal information in order to create reports regarding the New Member Promotion, the Referring Member Promotion, and entrant demographics, which reports Central 1 may disclose to other persons. Central 1 provides personal information to and collects personal information from the credit union with whom you opened a membership account in order to administer the Promotions and confirm your eligibility to receive a Promotion bonus.  This may include the information you submitted as part of the Promotion, as well as information about your credit union accounts.

The Promotions are subject to all applicable laws and regulations, and are void where prohibited by law. If any provision of these Terms and Conditions is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect. These Terms and Conditions are governed solely by the laws of British Columbia, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws that would lead to the application of any other laws.

 Any dispute between Central 1 and you or any other person arising from, connected with or relating to either of the Promotions, participation in either of the Promotions, the use or misuse of personal information provided in connection with either of the Promotions, or any related matters (“Disputes”) must be resolved before the Courts of British Columbia sitting in the City of Vancouver, British Columbia, Canada, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those courts in respect of all Disputes. Proceedings regarding a Dispute must be commenced within one (1) year after the Dispute arose, after which time any and all proceedings regarding the Dispute are barred.

Central 1 is not responsible or liable for: (a) erroneous, lost, late, incomplete or misdirected entries to the New Member Promotion or Referring Member Promotion; (b) any damage or loss arising from, connected with, or relating to the New Member Promotion or Referring Member Promotion, regardless of the cause or any fault by Central 1 or any person for whom Central 1 is responsible, and notwithstanding that any of those persons may have been advised of the possibility of the loss or damage being incurred.

You must comply with all applicable laws (including laws relating to privacy, protection of personal information and unsolicited commercial communications) and community standards, and must not infringe or violate the rights (including privacy and publicity rights) of any person. 

If for any reason Central 1 determines, in its discretion, that either of the Promotions is not capable of being conducted as intended by Central 1, Central 1 may in its discretion withdraw, cancel, terminate, modify, or suspend all or any part of the New Member Promotion or Referring Member Promotion, as the case may be.

To the fullest extent permissible by applicable law, by participating in either of the Promotions, you agree to indemnify and hold harmless Central 1 against all and any Claims arising out of or in connection with any breach by you of these Terms and Conditions or your participation in the New Member Promotion or Referring Member Promotion, as the case may be.

Central 1 is not obligated to respond to any correspondence regarding either of the Promotions from any person, but Central 1 may in its discretion respond to questions and queries by email at hello@getyourshare.ca.

Central 1 may, in its discretion, change, supplement or amend these Terms and Conditions from time to time by posting amended Terms and Conditions on the Promotion Page and Referral Page. For example, Central 1 may in its discretion extend the New Member Promotion Period or Referral Promotion Period by posting a notice of extension on the Promotion Page.

Decisions of Central 1 regarding any and all aspects of the Promotions are final and binding on all New Members and Referring Members, as the case may be.

PRIVACY POLICY

Protecting your privacy is important to Central 1. This Online Privacy Statement (the “Privacy Statement”) explains how Central 1 collects, uses and discloses the personal and non-personal information you may provide, or that we may collect, while using Central 1’s Get Your Share website at www.getyourshare.ca (the “Website”) and participating in a Get Your Share Promotion (each a “Promotion”).

1.    Consent

By using the Website or participating in a Promotion, or by submitting your personal information to Central 1 or to the Website, you signify your consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Statement. If you do not consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Statement, you may not use the Website or participate in a Promotion, or submit your personal information to Central 1 or the Website. Note that certain services can only be offered to you if you provide personal information to Central 1 and therefore Central 1 may not be able to provide you those services if you choose not to provide Central 1 with personal information.

2.    Information Automatically Collected

The Website automatically collects certain non-personal information regarding Website users (such as the date and time you access the Website, the Internet Protocol address of your computer or device you are using, the website from which you linked directly to the Website, the browser you are using, and the Website pages read and the content accessed or downloaded). This non-personal information is used for system administration purposes such as analyzing trends, administering our website, tracking user movements, and gathering demographic information for internal use such as statistical assessments, website improvement and improving user experience. Non-personal information may be disclosed to other persons and permanently archived for future use. If non-personal information is combined with personal information, then the non-personal information will be treated as personal information.

The Website uses “cookies”, a technology that installs information on a Website user’s computer to permit the Website to recognize future visits using that computer. Cookies enhance the convenience of the Website. For example, the information provided through cookies is used to recognize you as a previous user of the Website, offer personalized content and information for your use, and otherwise facilitate your experience using the Website. You may choose to decline cookies if your browser permits, but doing so may affect your ability to access or use certain features of the Website.

3.    Personal Information You Provide

Personal Information: In this Privacy Statement, “personal information” is information about an identifiable individual, such as your name, address and email address. To the extent permitted by law, the provisions of this Privacy Statement concerning “personal information” do not apply to information that enables you to be contacted at a place of business (such as your business telephone number, and business email address).

Use of Your Personal Information: During your use of the Website, you may be asked to voluntarily provide personal information as necessary to administer the Promotion, or other purposes specified at the time of collection. Personal information we collect to use for these purposes includes your name, telephone number, email address and date of birth.  In order to administer the Promotion and provide any benefits to which you may be entitled under the Promotion, we may also collect information from your credit union, including information about your membership and accounts. Central 1 will not use your personal information for purposes other than those for which it is collected, except with your consent or as permitted or required by applicable law. Additionally, Central 1 may keep a record of all communications with you.

Disclosure of Your Information: Central 1 will share your personal information with the credit union that you selected when entering the Promotion, in order to administer the Promotion and provide any bonus that you are eligible for.  Central 1 may disclose your personal information as required or permitted by applicable law, or to its agents, suppliers and service providers for use in connection with matters relating to your use of the Website, Central 1’s administration of the Promotion, or otherwise as specified by Central 1 at the time of collection. Central 1 may also disclose your personal information to other persons at your request, with your consent, or in connection with an investigation or proceeding to investigate or protect you and other persons and Central 1 from error, risk, fraud or criminal activity. Central 1 will not sell or rent your personal information to any third party. Central 1 has no control over, and no responsibility or liability for, those persons’ use and disclosure of your personal information, and that use and disclosure is not subject to this Privacy Statement.

Depersonalized Information: Central 1 may use your personal information to create non-personal information regarding the use of the Website and the Promotions. We may use and share this aggregate data to better understand our overall user base and for other purposes in our sole discretion. Central 1 may permanently retain non-personal information for future use.

Withdrawing Consent: You may withdraw your consent to the use and disclosure of your personal information, but doing so may mean that you cannot participate in, or receive any bonuses in connection with, a Promotion. To withdraw consent, please contact Central 1’s Privacy Officer.

Retention of Your Information: Central 1 retains your personal information for as long as required to fulfill the purposes for which it was collected or as may be required by law. When no longer required, your personal information will be destroyed, anonymized or disposed of using secure methods.

Location of Information: Central 1 will store and process your personal information in secured locations. The personal information is stored and processed in Canada. However, the disclosure of your information in accordance with this Privacy Statement and applicable law may result in your personal information being transferred outside of Canada, including to the United States. The laws of other countries regarding the collection, use, and disclosure of personal information may be different from the laws of Canada. Your use of the Website indicates your consent to your personal information being transferred outside of Canada and subject to the laws of these other jurisdictions.

Safeguarding Your Information: Central 1 has reasonable security safeguards to protect personal information against loss or theft, unauthorized access, disclosure, copying or modification. Nevertheless, you should be aware that security risks cannot be eliminated and Central 1 cannot guarantee that your personal information will not be used or disclosed in ways not otherwise described in this Privacy Statement.

4.    Access, Corrections, and Complaints

Accessing or Correcting Your Personal Information: You may request access to your personal information and information about Central 1’s collection, use and disclosure of that information by sending your request to Central 1’s Privacy Officer. Subject to certain exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information, and will be entitled to request changes to the personal information we have about you to ensure accuracy and completeness of the information. You can help Central 1 maintain the accuracy of your information by notifying Central 1 of any changes.

Complaints: Central 1 will investigate all reasonable written complaints or inquiries about the policies and practices relating to the collection, use and disclosure of personal information. You can direct complaints to Central 1’s Privacy Officer.

Contacting Central 1’ s Privacy Officer: Central 1’s Privacy Officer may be contacted by email at privacy@central1.com or in writing to “Privacy Officer”, Central 1 Credit Union, 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.

5.    Other Matters

Other Websites: The Website may contain links to other websites or Internet resources. When you click on one of those links you are contacting another website. Central 1 has no control over, and no responsibility or liability for, other websites or their collection, use and disclosure of your personal information.

Former Users: If you cease using the Website or your permission to use the Website is terminated, Central 1 may continue to use and disclose your personal information in accordance with this Privacy Statement as amended.

Privacy Statement Changes: This Privacy Statement may be changed from time to time in Central 1’s sole discretion and without any prior notice or liability to you or any other person. The collection, use, and disclosure of your personal information will be governed by the version of this Privacy Statement in effect at the time of such collection, use, or disclosure.  New versions of the Privacy Statement will be posted on the Website and will be available upon request from Central 1. Your continued use of the Website subsequent to any changes to this Privacy Statement will signify your consent to the collection, use, and disclosure of your personal information in accordance with the changed Privacy Statement. Accordingly, when you use the Website, you must check the date of this Privacy Statement and review any changes since the last version.

 

WEBSITE TERMS OF USE

Central 1 Credit Union (“Central 1”) provides this website www.getyourshare.ca (the “Website”) to you subject to your acceptance and compliance with the following terms and conditions of use (the “Terms”).  Your access and use of the Website constitutes acceptance of these Terms. If you do not agree to be bound by these Terms, please do not access or use this Website.

Changes and Modifications

Central 1 may modify or update these Terms from time to time without notice to you. Your continued access to or use of the Website after such changes constitutes acceptance of these Terms as amended. You are responsible for reviewing these Terms regularly.

Who Can Access this Website

This Website may be accessed and used only by persons in the Province of British Columbia, Canada (“BC”) and by individuals who can form legally binding contracts on their own behalf and who have accepted these Terms. The Website and its content are not intended for persons located in any jurisdiction other than in the BC.

Information You Provide

You may be required to provide information to Central 1 or other persons (including credit unions) to use portions of the Website.  You will ensure that all information you provide through the Website is true, accurate, current and complete and you will promptly update that information if it changes.  Central 1 and other participating credit unions in British Columbia will rely upon the information you provide and you are solely responsible for all damages, costs, liabilities, losses or obligations that you, Central 1 or any other credit union may incur as a result of your provision of any false, incorrect, incomplete or outdated information.

Privacy

Central 1 collects, uses, discloses and retains personal information in accordance with its Privacy Policy. By accepting these Terms and using the Website, you consent to the collection, use, disclosure and retention of your personal information in accordance with the Privacy Policy.

Disclaimer and Limitation of Liability

Your use of the Website is at your own risk.  The Website and the content on the Website are provided “as is”.  Central 1 does not make any representations, warranties or conditions about the quality, reliability, accuracy, adequacy, timeliness, or completeness of the Website or the content on the Website.  Central 1 does not guarantee or warrant that the Website or its content are compatible with your computer systems or that the Website or its content will be free from viruses, Trojan horses, disabling devices or other code that manifests destructive properties. You are solely responsible for implementing safeguards to protect the security and integrity of your computer systems.

To the fullest extent permitted by law, Central 1 disclaims all representations, warranties and conditions of any kind with respect to the Website and the content on the Website, whether express or implied, including implied warranties and conditions of merchantability, fitness for a particular purpose, non-infringement, that the Website or its content will be error free or will operate without interruption.  In no event will Central 1 or its member credit unions be liable, whether based on warranty, contract, tort or any other legal theory, for any damages of any kind (including direct, indirect, incidental, consequential, special, or punitive damages), whether or not Central 1 or its member credit unions are advised of the possibility of such damages or losses, resulting from the use of or the inability to make use of the Website or its content or an error, interruption, defect, computer virus, loss of data, system failure or otherwise.

If, notwithstanding these Terms, Central 1 is liable to you or any other person, then in no vent and under no circumstances will Central 1’s total liability to you or any other person under any theory of liability ever exceed $5 (CDN).  You hereby release, remise and discharge Central 1 from all liability in excess of $5 (CDN).

Indemnity

You will indemnify, defend and hold Central 1 harmless from and against all liabilities, expenses and costs, including reasonable legal fees and expenses, incurred by Central 1 in connection with any claim relating to your use of the Website, your breach of these Terms or any wrongful conduct by you or any person for whom you are responsible at law. You will assist and cooperate fully as required by Central 1 in the defence of any such claim.

Third Party Links

The Website may provide links to third party websites (“Linked Sites”).  Central 1 is providing these links to you only as a convenience.  The Linked Sites are not under the control of Central 1, and Central 1 is not responsible or liable for the Linked Sites and their content.  Central 1 does not endorse the information contained on the Linked Sites.  Central 1 makes no representations, warranties or conditions about the Linked Sites and the Linked Sites are not subject to Central 1’s privacy policy or these Terms.  If you choose to access any Linked Site or have any dealings with the owners of the Linked Sites, you do so entirely at your own risk.

Ownership and Use of Website

© 2015 Central 1 Credit Union.  All rights reserved.  You do not acquire any right or license to the Website or the content on the Website other than the limited right to use the Website and the content on the Website in accordance with these Terms.

The content on this Website, including words, graphics, designs, pictures, videos, sound, trademarks and applications displayed or available on the Website, are owned by Central 1 and other persons, and are protected by Canadian and other international copyright, trade-mark and other intellectual property laws. You may not copy, modify, reproduce, transmit, post, republish, sell or circulate any part of the Website or link to the Website without the prior written consent of Central 1 (please contact hello@getyourshare.ca to request consent). The Website is made available to you for your lawful, personal, non-commercial use only.  You may download, display, or print Website pages for your lawful, personal, non-commercial use provided that you do not remove or alter any notices or disclaimers.

General 

Central 1 may at any time change, discontinue, restrict, suspend or terminate the Website or any part of it without notice or liability to you, including suspending or terminating your permission to use the Website.

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada, without regard to the principles of conflicts of law.  These Terms constitute the entire agreement between Central 1 and you governing your use of the Website and supersedes all prior communications between you and Central 1 with respect to the Website.  Central 1’s failure to insist upon or enforce strict performance of any provision of these Terms will not be construed as a waiver of any provision or right. If any of the provisions contained in these Terms are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination will not affect the remaining provisions contained in these Terms.

Any rights not expressly granted in these Terms are reserved.

All questions or comments about the Website or its content (including any notice of infringement) should be directed to hello@getyourshare.ca.