Terms and Conditions

 

Terms and Conditions of the Get Your Share™ Promotion (New Members) - Last revision date: February 14, 2014

These Terms and Conditions govern the Get Your Share promotion (the “Promotion”) for New Members.  The Promotion is conducted by Central 1 Credit Union (“Central 1”) with offices at 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.  

By participating in the Promotion, you acknowledge and signify that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with each provision of these Terms and Conditions, you may not participate in the Promotion and may not accept a gift or share a gift.

The Promotion will run from 12:00:01 a.m. (Pacific Time) on April 4, 2013 to the earlier of: (a) 11:59:59 p.m. (Pacific Time) on December 31, 2014; or (b) when 5,000 new credit union membership accounts in British Columbia have been opened in connection with the Promotion (the “Promotion Period”).

For the purposes of this Promotion, “New Members” are individuals who will or have opened an account with a credit union in British Columbia during the Promotion Period, and who wish to participate in the Promotion.  A “Facebook Friend”: (a) is an individual who is connected to your personal Facebook account and is on your “Friends” list on Facebook; (b) is a person you have a personal relationship with; and (c) is a resident of British Columbia and is at least 19 years of age as at the time of your sharing of the Promotion.

No purchase, payment or fee is required in order to participate in the Promotion.

To participate in the Promotion, you must, at the time you participate in the Promotion: 

(a) be a resident of British Columbia; 

(b) be at least 19 years of age;

(c) not be a member of any credit union in British Columbia; and

(d) not be an employee of a Subsidiary. For the purposes of this Promotion, a “Subsidiary” means a wholly owned subsidiary of a credit union in British Columbia.

If you are eligible to participate in the Promotion:

Step 1: You may visit www.getyourshare.ca (the “Promotion Page”) and: 

(a) chose a credit union branch in British Columbia (the “Selected Credit Union”); and 

(b) complete the online form by submitting your name, phone number and email address and preferred contact method (the “Email Address”).

Step 2: After you have completed Step 1:

you will receive an unique numeric code (the “PIN”) on screen and by email at the Email Address; and

you will be contacted by a representative from the Selected Credit Union to schedule a time to open an account.

Step 3: Within fourteen (14) days from completing Step 1, you must bring your PIN to your scheduled appointment at the Selected Credit Union to open a credit union membership account and to have your PIN activated.  

If you cannot visit the Selected Credit Union, or open a credit union membership account, or activate your PIN within fourteen (14) days from completing Step 1, you may send an email to [email protected] and request for an extension of time to visit the Selected Credit Union, open a credit union membership account and have your PIN activated.

Step 4: Once you have opened a credit union membership account, your PIN will be activated and you will receive an email at the Email Address containing a link (the “Gift Page”) for you to claim a maximum of five (5) gifts for yourself, and to offer a maximum of five (5) gifts to five (5) Facebook Friends (one (1) gift for you and one (1) gift offered to a different Facebook Friend per day, for five (5) consecutive days (the “Gift Period”).  

You must claim your first gift and offer your first gift within fourteen (14) days from the date you opened a credit union account (the “Account Opening Date”).  

The first day of the Gift Period is the first day you visit the Gift Page and select a gift for yourself and a gift for your Facebook Friend.   If you do not visit the Gift Page on any day during the Gift Period, you will not be eligible to receive any gift for that day.  

Step 5: To claim your gift(s), you must: 

claim your first gift and offer your first gift within fourteen (14) days from the Account Opening Date;

visit the Gift Page and reveal two (2) gifts at the Gift Page.  Once you have revealed two (2) gifts, you then can choose which one of the two (2) gifts to keep for yourself, and which gift to offer to a Facebook Friend.  To claim the selected gift for yourself, you must share the other gift with a Facebook Friend on your Facebook Friend’s Facebook wall, and if you wish, include a personalized message (the “Message”) to your Facebook Friend.  

The Message must not contain, reference or distribute any statements or messages that are or could be considered to be defamatory, derogatory, discriminatory, false, fraudulent, harassing, harmful, indecent, obscene, offensive, violent, threatening or otherwise objectionable or which advocate, encourage or tend to incite any such conduct, or the commission of a crime or other unlawful activities.  

You cannot offer a gift to the same Facebook Friend more than once during the Gift Period, and you cannot sell or accept any consideration from any person for or in connection with the Promotion.

(c) agree to the Release on the Gift Page whereby you: (i) certify that you comply with these Terms and Conditions, and that you accept the gifts as awarded; (ii) release Central 1 and its credit union members and all gift suppliers from all Claims, whether known or unknown, which now or hereafter exist, which you or any other person may suffer or incur arising out of, related to, or connected with the Promotion or the gifts; (iii) agree to indemnify, defend and hold harmless Central 1 and its credit union members and gift suppliers and each of their respective directors, officers, employees, agents and representatives from and against all Claims that are in any way connected with, or which arise directly or indirectly from or relate to, the Promotion, the gifts or any related matter; (iv) consent to the public announcement of your name as a gift recipient in connection with the Promotion and the use and disclosure of the selected entrant’s name (legal name and Facebook name), address (city and province), photograph, and likeness by Central 1 and its licensees and agents in any and all media (including on Facebook), without additional compensation, for advertising and promotional purposes worldwide.  For the purposes of this Promotion, “Claims” means any and all losses, damages, claims, demands, actions, proceedings, liabilities, expenses and costs (including reasonable legal fees and expenses), and obligations of any nature and kind.

The Gifts are not convertible to cash and must be accepted as awarded.  The Gift(s) will be emailed to the Email Address.  Central 1 reserves the right to substitute a gift of equal or greater value.

There are a total of 50,000 gifts available for the Promotion.  The potential gifts that are available include:

11,416 x $5 Amazon.ca gift cards

11,416 x $5 Starbucks gift cards

11,416 x $5 Chapters/Indigo gift cards

300 x $10 iTunes gift cards

2,500 x $20 Amazon.ca gift cards

2,500 x $20 Cineplex gift cards

2,500 x $20 Chapters/Indigo gift cards

2,500 x $20 iTunes gift cards

2,500 x  $20 Mountain Equipment Co-op (MEC) gift cards

960 x $50 Amazon.ca gift cards

960 x $50 Mountain Equipment Co-op (MEC) gift cards

960 x $50 Cineplex gift cards

20 x $100 Flight Centre gift cards

15 x $150 Future Shop gift cards

20 x $150 Lululemon gift cards

10 x $250 Flight Centre gift cards

7 x $250 Future Shop gift cards

By participating in the Promotion, you consent to Central 1’s collection, use and disclosure of your personal information for the administration of the Promotion and in aggregated and anonymized form in order to create reports regarding Promotion entrant demographics, which reports Central 1 may disclose to other persons.  Use of your personal information (including you “public profile” information on your Facebook account) is subject to Central 1’s Privacy Policy.  

The Promotion is subject to all applicable laws and regulations, and is void where prohibited by law. If any provision of these Terms and Conditions is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.  These Terms and Conditions are governed solely by the laws of British Columbia, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws that would lead to the application of any other laws. 

Any dispute between Central 1 and you or any other person arising from, connected with or relating to the Promotion, participation in the Promotion, the gifts, the use or misuse of personal information provided in connection with the Promotion, or any related matters (“Disputes”) must be resolved before the Courts of British Columbia sitting in the City of Vancouver, British Columbia, Canada, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those courts in respect of all Disputes. Proceedings regarding a Dispute must be commenced within one (1) year after the Dispute arose, after which time any and all proceedings regarding the Dispute are barred.

Central 1 is not responsible or liable for: (a) erroneous, lost, late, incomplete or misdirected entries to the Promotion; (b) failure for any reason whatsoever of any Facebook Friend to receive your Message or your shared gift; (c) failure for any reason whatsoever of you to claim any gift or to open a credit union membership account; or (d) any damage or loss arising from, connected with, or relating to the Promotion or gifts, regardless of the cause or any fault by Central 1 or any person for whom Central 1 is responsible, and notwithstanding that any of those persons may have been advised of the possibility of the loss or damage being incurred.

You must comply with all applicable laws (including laws relating to privacy, protection of personal information and unsolicited commercial communications) and community standards, and must not infringe or violate the rights (including privacy and publicity rights) of any person.

If for any reason Central 1 determines, in its discretion, that the Promotion is not capable of being conducted as intended by Central 1, Central 1 may in its discretion withdraw, cancel, terminate, modify, or suspend all or any part of the Promotion.

To the fullest extent permissible by applicable law, by participating in the Promotion, you agree to indemnify and hold harmless Central 1 against all and any Claims arising out of or in connection with any breach by you of these Terms and Conditions or your participation in the Promotion.

Central 1 is not obligated to respond to any correspondence regarding the Promotion from any person, but Central 1 may in its discretion respond to questions and queries by email at [email protected].

Central 1 may, in its discretion, change, supplement or amend these Terms and Conditions from time to time by posting amended Terms and Conditions on the Promotion Page.  For example, Central 1 may in its discretion extend the Promotion Period by posting a notice of extension on the Promotion Page.

Decisions of Central 1 regarding any and all aspects of the Promotion are final and binding on all New Members.

You hereby release Facebook from any and all claims and liabilities arising from, connected with or relating to the Promotion.  You acknowledge that the Promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook.  The information submitted by you in connection with the Promotion is provided to Central 1, and not to Facebook.  Any questions, comments or complaints regarding the Promotion must be directed to Central 1 and not to Facebook or to any credit union.

Amazon.com.ca, Inc., Starbucks Corporation, Indigo Books & Music, Apple Canada Inc., Buyatab Online Inc. (“Cineplex”), Mountain Equipment Co-Op, The Flight Shops, Inc. DBA Flight Centre, Best Buy Canada Ltd. (“Future Shop”) and Lululemon athletica inc. are not a participant or sponsor of the Promotion.

 

Terms and Conditions of the Get Your Share™ Promotion (Gift Recipient)

These Terms and Conditions govern the Get Your Share promotion (the “Promotion”) for Gift Recipients and potential Gift Recipients.  The Promotion is conducted by Central 1 Credit Union (“Central 1”) with offices at 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.

“Gift Recipients” are individuals who have been offered a gift (the “Gift”) from a Facebook Friend as part of the Promotion and who have accepted the Gift.  A “Facebook Friend” means an individual who is connected to your personal Facebook account and is on your “Friends” list on Facebook, and is a person you have a personal relationship with.

By accepting the Gift, you acknowledge and signify that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with each provision of these Terms and Conditions, you may not accept the Gift.

No purchase, payment or fee is required in order to participate in the Promotion or to receive the Gift.

To accept and claim the Gift, you must as at the time you were offered the Gift by your Facebook Friend: 

(a) be a resident of British Columbia; 

(b) be at least 19 years of age; and

(c) claim the Gift within seven (7) calendar days of receiving a shared post on your Facebook wall from your Facebook Friend by clicking on the shared post from your Facebook Friend, and then submitting your email address at the e-mail confirmation page (the “Promotion Page”) and agreeing to the Release on the Promotion Page whereby you: (A) certify that you comply with these Terms and Conditions, and that you accept the Gift as awarded; (B) release Central 1 and its credit union members and the Gift supplier from all Claims, whether known or unknown, which now or hereafter exist, which you or any other person may suffer or incur arising out of, related to, or connected with the Promotion or the Gift; and (C) agree to indemnify, defend and hold harmless Central 1 and its credit union members and the Gift supplier and each of their respective directors, officers, employees, agents and representatives from and against all Claims that are in any way connected with, or which arise directly or indirectly from or relate to, the Promotion, the Gift or any related matter.  For the purposes of this Promotion, “Claims” means any and all losses, damages, claims, demands, actions, proceedings, liabilities, expenses and costs (including reasonable legal fees and expenses), and obligations of any nature and kind. 

The Gift is not transferable or assignable.  The Gift is not convertible to cash and must be accepted as awarded.  The Gift will be emailed to you at the email address provided by you in paragraph 2(d) above.  Central 1 reserves the right to substitute a gift of equal or greater value.

By claiming the Gift, you consent to Central 1’s collection, use and disclosure of your personal information for the administration of the Promotion and in aggregated and anonymized form in order to create reports regarding Promotion entrant demographics, which reports Central 1 may disclose to other persons.  Use of your personal information (including your “public profile” information on your Facebook account) is subject to Central 1’s Privacy Policy.  

The Promotion is subject to all applicable laws and regulations, and is void where prohibited by law. If any provision of these Terms and Conditions is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.  These Terms and Conditions are governed solely by the laws of British Columbia, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws that would lead to the application of any other laws. 

Any dispute between Central 1 and you or any other person arising from, connected with or relating to the Promotion, the Gift, the use or misuse of personal information provided in connection with the Promotion, or any related matters (“Disputes”) must be resolved before the Courts of British Columbia sitting in the City of Vancouver, British Columbia, Canada, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those courts in respect of all Disputes. Proceedings regarding a Dispute must be commenced within one (1) year after the Dispute arose, after which time any and all proceedings regarding the Dispute are barred.

Central 1 is not responsible or liable for: (a) erroneous, lost, late, incomplete or misdirected wall posts from a Facebook Friend; (b) failure for any reason whatsoever of your Facebook Friend to share the Promotion with you or to offer a gift to you; (c) failure for any reason whatsoever of you to receive or respond to a Gift notification message or to claim your Gift; or (d) any damage or loss arising from, connected with, or relating to the Promotion or the Gift, regardless of the cause or any fault by Central 1 or any person for whom Central 1 is responsible, and notwithstanding that any of those persons may have been advised of the possibility of the loss or damage being incurred.

You must comply with all applicable laws and community standards, and must not infringe or violate the rights of any person.

If for any reason Central 1 determines, in its discretion, that the Promotion is not capable of being conducted as intended by Central 1, Central 1 may in its discretion withdraw, cancel, terminate, modify, or suspend all or any part of the Promotion.

Central 1 may, in its discretion, change, supplement or amend these Terms and Conditions from time to time by posting amended Terms and Conditions on the Promotion Page.

Decisions of Central 1 regarding any and all aspects of the Promotion are final and binding on all Gift Recipients.

You hereby release Facebook from any and all claims and liabilities arising from, connected with or relating to the Promotion.  You acknowledge that the Promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook.  The information submitted by you in connection with the Promotion are provided to Central 1, and not to Facebook.  Any questions, comments or complaints regarding the Promotion must be directed to Central 1 and not to Facebook.

Amazon.com.ca, Inc., Starbucks Corporation, Indigo Books & Music, Apple Canada Inc., Buyatab Online Inc. (“Cineplex”), Mountain Equipment Co-Op, The Flight Shops, Inc. DBA Flight Centre, Best Buy Canada Ltd. (“Future Shop”) and Lululemon athletica inc. are not a participant or sponsor of the Promotion.

 

Terms and Conditions of GET YOUR SHARE™ Existing Member Draw - Last revision date: October 17, 2013

Your participation in the GET YOUR SHARE™ Existing Member Draw (the “Contest”) constitutes irrevocable acceptance of and agreement to all of these Terms and Conditions. If you do not agree with each provision of these Terms and Conditions, you may not participate in the Contest.

The Contest

The Contest is conducted by Central 1 Credit Union (“Central 1”), with offices at 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.  The Contest will run from 12:00:01 a.m. (Pacific Time) on April 4, 2013 to 11:59:59 p.m. (Pacific Time) on February 18, 2014 (the “Contest Period”).

How To Enter

No purchase is required in order to participate in the Contest.  To enter the Contest, you must go to www.getyourshare.ca/existingmember (collectively the “Contest Page”), and either complete the online Contest entry form with your full name and email address or connect with your Facebook account.  Once you have completed the online form or connected with your Facebook account, you will receive one (1) entry to the Contest. 

To receive additional entries, you must: (a) select the “For Entries” icon on the Contest Page; (b) share the link to Get Your Share™ promotion (the “Promotion”) with your Facebook Friend(s) on your Facebook Friend(s)’s Facebook wall; and (c) if you wish, include a personalized message (the “Message”) to your Facebook Friend(s) with your shared link.  The Message must not contain, reference or distribute any statements or messages that are or could be considered to be defamatory, derogatory, discriminatory, false, fraudulent, harassing, harmful, indecent, obscene, offensive, violent, threatening or otherwise objectionable or which advocate, encourage or tend to incite any such conduct, or the commission of a crime or other unlawful activities.  One additional entry per Facebook Friend referral.  You cannot share the Promotion with the same Facebook Friend more than once during the Contest Period.  

For the purposes of this Contest, a “Facebook Friend”: (a) is an individual who is connected to your personal Facebook account and is on your “Friends” list on Facebook; (b) is a person you have a personal relationship with; (c) is a resident of British Columbia and is at least 19 years of age as at the time of your sharing of the Promotion; and (d) has not already been shared with the Promotion on his or her Facebook wall from you. 

To be eligible, entries must be submitted by no later than 11:59:59 p.m. (Pacific Time) on February 18, 2014 (the “Contest Closing Date”).

Entries will not be acknowledged.  Fraudulent entries are not permitted and may be declared invalid.  Central 1 reserves the right to disqualify any entry that does not comply with these Terms and Conditions.

Eligibility

To enter the Contest, you must be at the time of entry: (a) a member of a credit union in British Columbia; (b) a resident of British Columbia; and (c) at least 19 years of age.

This Contest is not open to: (a) employees of Central 1 or any members of the immediate family of, or a person living in the same household as anyone who is an employee of Central 1; (b) employees of Noise Digital Media or any members of the immediate family of, or a person living in the same household as anyone who is an employee of Noise Digital Media; (c) employees of any credit union in British Columbia; or (d) employees of any Subsidiary.

For the purpose of this Contest, “immediate family” means spouse, mother, father, brother, sister, son and daughter, whether or not they reside in the same household; and “Subsidiary means a wholly owned subsidiary of a credit union in British Columbia.

The Prize

There is one (1) prize available to be won.  The prize is CAN$20,000.  The prize is not transferable, assignable and will be awarded to the confirmed winner only.  The prize will be deposited into the winner’s British Columbia credit union account as provided by the winner.  Central 1 reserves the right to substitute a prize of equal or greater value.  Risk of loss and damage to the prize will pass to the winner at the time of delivery.  

How To Win

A random draw will be made in Vancouver, British Columbia from all eligible entries on or about February 18, 2014.   The odds of winning depend upon the total number of eligible entries received during the Contest Period.  Subject to or other than the limits set out above, there is no maximum number of contest entries for each entrant.

Following the draw, Central 1 will send an email to the selected entrant based on the email address provided in the selected entrant’s entry.  Central 1 is not obligated to contact or give notice to selected entrant by any other method.  

Any one of the following may result in a forfeiture of the prize without any liability to the selected entrant or any other person, and at Central 1’s sole discretion, another entrant may be selected by random draw in accordance with these Terms and Conditions:

(a) the selected entrant’s failure to respond to the prize notification email within seven (7) calendar days;

(b) the selected entrant’s failure to correctly answer, without assistance of any kind, a time-limited, mathematical, skill-testing question administered by Central 1;

(c) the selected entrant’s failure to submit to Central 1 valid proof of identity (including entrant’s full legal name), age and residence, contact information (including phone number to administer the skill-testing question) and British Columbia credit union account information, and proof that the selected entrant is a member of a credit union in British Columbia within seven (7) calendar days from the prize notification email; or

(d) the selected entrant’s failure to return, within seven (7) calendar days upon receipt of the document from Central 1, a signed document whereby the selected entrant: (i) certifies that he or she complies with these Terms and Conditions, and that he or she accepts the prize as awarded; (ii) releases Central 1 from all Claims, whether known or unknown, which now or hereafter exist, which the selected entrant or any other person may suffer or incur arising out of, related to, or connected with the Contest, the Promotion or the prize; and (iii) consents to the public announcement of his or her name as a winner of the prize and the use of the selected entrant’s name, photograph, and likeness by Central 1 and its licensees and agents in any and all media (including on Facebook), without additional compensation, for advertising and promotional purposes worldwide.  For the purposes of this Contest, “Claims” means any and all losses, damages, claims, demands, actions, proceedings, liabilities, expenses and costs (including reasonable legal fees and expenses), and obligations of any nature and kind.

Consent to Personal Information Use and Disclosure

By entering the Contest, you consent to Central 1’s collection, use and disclosure of your personal information (including your “public profile” information on your Facebook account) for the administration of the Contest and in aggregated and anonymized form in order to create reports regarding Contest entrant demographics, which reports Central 1 may disclose to other persons.   Use of your personal information is subject to Central 1’s Privacy Policy.  

Other Matters

Central 1 is not responsible or liable for: (a) erroneous, lost, late, incomplete or misdirected Contest entries; (b) failure for any reason whatsoever of the selected entrant to receive or respond to a prize notification message; or (c) any damage or loss arising from, connected with, or relating to the Contest or the prize, regardless of the cause or any fault by Central 1 or any person for whom Central 1 is responsible, and notwithstanding that any of those persons may have been advised of the possibility of the loss or damage being incurred.

You must comply with all applicable laws (including laws relating to privacy, protection of personal information and unsolicited commercial communications) and community standards, and you must not infringe or violate the rights (including privacy and publicity rights) of any person.

To the fullest extent permissible by applicable law, by submitting a Contest entry, you agree to indemnify and hold harmless Central 1 against all and any Claims arising out of or in connection with any breach by you of these Terms and Conditions or your participation in the Contest.

Central 1 is not obligated to respond to any correspondence regarding the Contest from any person, but Central 1 may in its discretion respond to questions and queries by email at [email protected].

If for any reason Central 1 determines, in its sole discretion, that the Contest is not capable of being conducted as intended by Central 1, including due to any misconduct by or on behalf of an entrant, Central 1 may in its sole discretion disqualify the entrant responsible for the misconduct, or withdraw, cancel, terminate, modify, or suspend all or any part of the Contest.

WARNING:  ANY ATTEMPT TO INTERFERE WITH THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND CENTRAL 1 RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER RELIEF FROM ALL RESPONSIBLE PERSONS TO THE FULLEST EXTENT PERMITTED BY LAW.

Decisions of Central 1 regarding any and all aspects of the Contest are final and binding on all entrants.

The Contest is subject to all applicable laws and regulations, and is void where prohibited by law. If any provision of these Terms and Conditions is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.

These Terms and Conditions are governed solely by the laws of British Columbia, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws that would lead to the application of any other laws. Any dispute between Central 1 and you or any other person arising from, connected with or relating to the Contest, the submission of entries to the Contest, participation in the Contest, the prize, the use or misuse of personal information provided in connection with the Contest, or any related matters (“Disputes”) must be resolved before the Courts of British Columbia sitting in the City of Vancouver, British Columbia, Canada, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those courts in respect of all Disputes. Proceedings regarding a Dispute must be commenced within one (1) year after the Dispute arose, after which time any and all proceedings regarding the Dispute are barred.

Central 1 may, in its sole discretion, change, supplement or amend these Terms and Conditions from time to time by posting amended Terms and Conditions on the Contest Page.  For example, Central 1 may in its discretion extend the Contest Period by posting a notice of extension on the Contest Page.

Facebook Release and Disclaimers

Each entrant hereby releases Facebook from any and all claims and liabilities arising from, connected with or relating to the Contest.

Each entrant acknowledges that the Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook.

The Contest entry and related information submitted by entrants in connection with the Contest are provided to Central 1, and not to Facebook.

Any questions, comments or complaints regarding the Contest must be directed to Central 1 and not to Facebook.

 

Terms and Conditions of GET YOUR SHARE™ Employee Contest - Last revision date: October 17, 2013

Your participation in the GET YOUR SHARE™ Employee Contest (the “Contest”) constitutes irrevocable acceptance of and agreement to all of these Terms and Conditions.

The Contest

The Contest is conducted by Central 1 Credit Union (“Central 1”), with offices at 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.  The Contest will run from 12:00:01 a.m. (Pacific Time) on April 4, 2013 to 11:59:59 p.m. (Pacific Time) on February 18, 2014 (the “Contest Period”).

How To Enter

No purchase is required in order to participate in the Contest.  To enter the Contest, you must go to www.getyourshare.ca/employee (the “Contest Page”), and complete the online Contest entry form by connecting to your Facebook account.  Once you have completed the information required via your Facebook connect and shared Central 1’s Get Your Share™ promotion (the “Promotion”) with a Facebook Friend, you will receive one entry to the Contest. 

To receive additional entries, you must: (a) select the “Get Your Entry” icon on the Contest Page; (b) share the link to the Promotion with your Facebook Friend(s) on your Facebook Friend(s)’s Facebook wall; and (c) if you wish, include a personalized message (the “Message”) to your Facebook Friend(s) with your shared link.  The Message must not contain, reference or distribute any statements or messages that are or could be considered to be defamatory, derogatory, discriminatory, false, fraudulent, harassing, harmful, indecent, obscene, offensive, violent, threatening or otherwise objectionable or which advocate, encourage or tend to incite any such conduct, or the commission of a crime or other unlawful activities.  One additional entry per Facebook Friend referral.  You cannot pick the same Facebook Friend to share the Promotion with more than once during the Contest Period.  

For the purposes of this Contest, a “Facebook Friend”: (a) is an individual who is connected to your personal Facebook account and is on your “Friends” list on Facebook; (b) is a person you have a personal relationship with; and (c) is a resident of British Columbia and is at least 19 years of age as at the time of your sharing of the Promotion.

To be eligible, entries must be submitted by no later than 11:59:59 p.m. (Pacific Time) on February 18, 2014 (the “Contest Closing Date”).

Entries will not be acknowledged.  Fraudulent entries are not permitted and may be declared invalid.  Central 1 reserves the right to disqualify any entry that does not comply with these Terms and Conditions.

Eligibility

To enter the Contest, you must be at the time of entry: (a) an employee of a credit union in British Columbia, or an employee of Central 1 (subject to the restrictions below), or an employee of a Subsidiary; and (b) at least 19 years of age.  For the purposes of this Contest, a “Subsidiary means a wholly owned subsidiary of a credit union in British Columbia.

This Contest is not open to employees of Central 1 who are in the Marketing & Creative Services department (the “Excluded Employees”) or any members of the immediate family of, or a person living in the same household as anyone who is an Excluded Employee.  For the purpose of this Contest, “immediate family” means spouse, mother, father, brother, sister, son and daughter, whether or not they reside in the same household. 

The Prize

There is one (1) prize available to be won.  The prize is CAN$1,000.  The prize is not transferable, assignable and will be awarded to the confirmed winner only.  The prize will be delivered to the winner’s address in Canada.  Central 1 reserves the right to substitute a prize of equal or greater value.  Risk of loss and damage to the prize will pass to the winner at the time of delivery.  

How To Win

A random draw will be made in Vancouver, British Columbia from all eligible entries on or about February 18, 2014.   Subject to or other than the limits set out above, the odds of winning depend upon the total number of eligible entries received during the Contest Period.  There is no maximum number of contest entries for each entrant.

Following the draw, Central 1 will send an email to the selected entrant based on the email address provided in the selected entrant’s entry.  Central 1 is not obligated to contact or give notice to selected entrant by any other method.  

Any one of the following may result in a forfeiture of the prize without any liability to the selected entrant or any other person, and at Central 1’s discretion, another entrant may be selected by random draw in accordance with these Terms and Conditions:

(a) the selected entrant’s failure to respond to the prize notification email within seven (7) calendar days;

(b) the selected entrant’s failure to correctly answer, without assistance of any kind, a time-limited, mathematical, skill-testing question administered by Central 1;

(c) the selected entrant’s failure to submit to Central 1 valid proof of identity (including entrant’s full legal name), age and residence, contact information (including phone number to administer the skill-testing question and postal delivery address for prize delivery), and proof of employment with a credit union in British Columbia within seven (7) calendar days from the prize notification email; or

(d) the selected entrant’s failure to return, within seven (7) calendar days upon receipt of the document from Central 1, a signed document whereby the selected entrant: (i) certifies that he or she complies with these Terms and Conditions, and that he or she accepts the prize as awarded; (ii) releases Central 1 from all Claims, whether known or unknown, which now or hereafter exist, which the selected entrant or any other person may suffer or incur arising out of, related to, or connected with the Contest, the Promotion or the prize; and (iii) consents to the public announcement of his or her name as a winner of the prize and the use of the selected entrant’s name, photograph, and likeness by Central 1 and its licensees and agents in any and all media (including on Facebook), without additional compensation, for advertising and promotional purposes worldwide.  For the purposes of this Contest, “Claims” means any and all losses, damages, claims, demands, actions, proceedings, liabilities, expenses and costs (including reasonable legal fees and expenses), and obligations of any nature and kind.

Consent to Personal Information Use and Disclosure

By entering the Contest, you consent to Central 1’s collection, use and disclosure of your personal information for the administration of the Contest and in aggregated and anonymized form in order to create reports regarding Contest entrant demographics, which reports Central 1 may disclose to other persons.  Use of your personal information (including your “public profile” information on your Facebook account) is subject to Central 1’s Privacy Policy.  

Other Matters

Central 1 is not responsible or liable for: (a) erroneous, lost, late, incomplete or misdirected Contest entries; (b) failure for any reason whatsoever of the selected entrant to receive or respond to a prize notification message; or (c) any damage or loss arising from, connected with, or relating to the Contest or the prize, regardless of the cause or any fault by Central 1 or any person for whom Central 1 is responsible, and notwithstanding that any of those persons may have been advised of the possibility of the loss or damage being incurred.

You must comply with all applicable laws (including laws relating to privacy, protection of personal information and unsolicited commercial communications) and community standards, and you must not infringe or violate the rights (including privacy and publicity rights) of any person.

To the fullest extent permissible by applicable law, by submitting a Contest entry, you agree to indemnify and hold harmless Central 1 against all and any Claims arising out of or in connection with any breach by you of these Terms and Conditions or your participation in the Contest.

Central 1 is not obligated to respond to any correspondence regarding the Contest from any person, but Central 1 may in its discretion respond to questions and queries by email at [email protected].

If for any reason Central 1 determines, in its discretion, that the Contest is not capable of being conducted as intended by Central 1, including due to any misconduct by or on behalf of an entrant, Central 1 may in its discretion disqualify the entrant responsible for the misconduct and withdraw, cancel, terminate, modify, or suspend all or any part of the Contest.

WARNING:  ANY ATTEMPT TO INTERFERE WITH THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND CENTRAL 1 RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER RELIEF FROM ALL RESPONSIBLE PERSONS TO THE FULLEST EXTENT PERMITTED BY LAW.

Decisions of Central 1 regarding any and all aspects of the Contest are final and binding on all entrants.

The Contest is subject to all applicable laws and regulations, and is void where prohibited by law. If any provision of these Terms and Conditions is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.

These Terms and Conditions are governed solely by the laws of British Columbia, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws that would lead to the application of any other laws. Any dispute between Central 1 and you or any other person arising from, connected with or relating to the Contest, the submission of entries to the Contest, participation in the Contest, the prize, the use or misuse of personal information provided in connection with the Contest, or any related matters (“Disputes”) must be resolved before the Courts of British Columbia sitting in the City of Vancouver, British Columbia, Canada, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those courts in respect of all Disputes. Proceedings regarding a Dispute must be commenced within one (1) year after the Dispute arose, after which time any and all proceedings regarding the Dispute are barred.

Central 1 may, in its discretion, change, supplement or amend these Terms and Conditions from time to time by posting amended Terms and Conditions on the Contest Page.  For example, Central 1 may in its discretion extend the Contest Period by posting a notice of extension on the Contest Page.

Facebook Release and Disclaimers

Each entrant hereby releases Facebook from any and all claims and liabilities arising from, connected with or relating to the Contest.

Each entrant acknowledges that the Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook.

The Contest entry and related information submitted by entrants in connection with the Contest are provided to Central 1, and not to Facebook.

Any questions, comments or complaints regarding the Contest must be directed to Central 1 and not to Facebook.

 

Declaration and Release for Get Your Share™ Promotion (Gift Recipient)

1. Acknowledgment: I hereby acknowledge that I have been offered a gift (the “Gift”) from a Facebook Friend (as defined in the terms and conditions) provided that I agree to this Declaration and Release. 

2. Eligibility: I hereby certify that I am: (a) a resident of British Columbia; and (b) at least 19 years of age.

3. Compliance with Terms and Conditions:  I have accepted and agreed to, and hereby declare that I have complied and will comply with the terms and conditions.

4. Acceptance of Gift: I hereby acknowledge and agree that I will accept the Gift as awarded.

5. Release and Indemnity:  I hereby irrevocably and absolutely (a) release, remise and forever discharge Central 1 and its credit union members and the Gift supplier and each of their respective directors, officers, employees, agents and representatives from all Claims (as defined in the terms and conditions), whether known or unknown, which now or hereafter exist, which I or any other person may suffer or incur arising out of, related to, or connected with the GET YOUR SHARE promotion or the Gift; and (b) agree to indemnify, defend and hold harmless Central 1 Credit Union and its credit union members and the Gift supplier and each of their respective directors, officers, employees, agents and representatives from and against all Claims that are in any way connected with, or which arise directly or indirectly from or relate to, the GET YOUR SHARE promotion, the Gift or any related matter.   

 

Declaration, Release and Consent for Get Your Share™ Promotion (New Members)

1. Acknowledgment: I hereby acknowledge that I am a participant in the Get Your Share™ Promotion (the “Promotion”) and that I will be able to claim a maximum of five gifts, and to offer a maximum of five gifts to five Facebook Friends (as defined in the terms and conditions) provided that I agree to this Declaration, Release and Consent.  

2. Compliance with Terms and Conditions:  I have accepted and agreed to, and hereby declare that I have complied and will comply with the terms and conditions.

3. Acceptance of Gift: I hereby acknowledge and agree that I will accept the gifts as awarded.

4. Release and Indemnity:  I hereby irrevocably and absolutely (a) release, remise and forever discharge Central 1 Credit Union and its credit union members and the gifts suppliers and each of their respective directors, officers, employees, agents and representatives from all Claims (as defined in the terms and conditions), whether known or unknown, which now or hereafter exist, which I or any other person may suffer or incur arising out of, related to, or connected with the GET YOUR SHARE promotion or the gifts; and (b) agree to indemnify, defend and hold harmless Central 1 Credit Union and its credit union members and the gifts supplier and each of their respective directors, officers, employees, agents and representatives from and against all Claims that are in any way connected with, or which arise directly or indirectly from or relate to, the GET YOUR SHARE promotion, the gifts or any related matter.   

5. Consent to Use and Disclosure of Personal Information:  I hereby irrevocably and absolutely consent to the public announcement of my name (Facebook name and legal name) as a gift recipient in connection with the GET YOUR SHARE promotion, and the use of my name (Facebook name and legal name), address (city and province), photographs, and likeness by Central 1 Credit Union and its licensees and agents for advertising and promotional purposes worldwide, using any and all media and technology now known or later developed whatsoever, without any further compensation to me or any other person.

6. Law and Disputes:  This Declaration, Release and Consent will be governed by and construed in accordance with the laws of British Columbia, Canada. All disputes arising from, connected with or relating to GET YOUR SHARE promotion, the gifts, or any related matter (collectively, “Disputes”) will be resolved before the courts of British Columbia sitting in the city of Vancouver, British Columbia, and I hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those courts in respect of all Disputes. Proceedings regarding a Dispute must be commenced within one (1) year after the Dispute arose, after which time any and all proceedings regarding the Dispute are barred.

 

PRIVACY POLICY

This version in effect since February 5, 2014.

Protecting your privacy is important to Central 1 Credit Union (“Central 1”). This Privacy Standards explains how Central 1 collects, uses and discloses the personal and non-personal information you may provide while using Central 1’s website at getyourshare.ca (the “Website”) and the services it provides (the “Services”)

1. Your Consent

By using the Website or the Facebook Page, or by submitting your personal information to Central 1, to the Website or to the Facebook Page, you signify your consent to the collection, use, and disclosure of your personal information in accordance with this Policy.  If you do not consent to the collection, use, and disclosure of your personal information in accordance with this Policy, you may not use the Website, or submit your personal information to Central 1, the Website or the Facebook Page.

2. Information Automatically Collected

The Website automatically collects certain non-personal information regarding Website users (such as the date and time you access the Website, the Internet Protocol address of your computer, the website from which you linked directly to the Website, the browser you are using, and the Website pages read and the content accessed or downloaded). This non-personal information is used for system administration purposes and to improve the Website.  Non-personal information may be disclosed to other persons and permanently archived for future use.  If non-personal information is combined with personal information, then the non-personal information will be treated as personal information.

The Website may use “cookies”, a technology that installs information on a Website user’s computer to permit the Website to recognize future visits using that computer.  Cookies enhance the convenience of the Website.  For example, the information provided through cookies is used to recognize you as a previous user of the Website, offer personalized content and information for your use, and otherwise facilitate your experience using the Website.  You may choose to decline cookies if your browser permits, but doing so may affect your ability to access or use certain features of the Website.  

3. Personal Information You Provide

Personal Information:  “Personal information” is information about an identifiable individual, such as your name (legal name and Facebook Name), address and email address. To the extent permitted by law, the provisions of this Policy concerning “personal information” do not apply to information (such as your business telephone number, and business email address) that enables you to be contacted at a place of business.

Use of Your Personal Information:  During your use of the Website or the Facebook Page, you may be asked to voluntarily provide personal information for purposes such as corresponding with you, participating in the Promotion, and administering the Promotion.  Central 1 may use your personal information to correspond with you, facilitate and enhance your use of the Website or the Facebook Page, and for the administration of the Promotion. Additionally, Central 1 may keep a record of all communications with you. 

Use of Your Contacts’ Personal Information:  During your use of the Website or the Facebook Page you may be asked to voluntarily provide personal information of third parties for the purposes of referring the Promotion, or sending a gift to such third parties on your behalf or other specified purposes.  If you provide a third party’s personal information, we will automatically send such third party a one-time Facebook wall post notifying him or her of your gift, or inviting him or her to visit the Website, the Facebook Page, or both (as applicable).  The third party’s information will be retained by Central 1 for the purpose of providing the one-time Facebook wall post.

Depersonalized Information:  Central 1 may use your personal information in aggregated and anonymized form in order to create reports regarding Promotion participant demographics.  Central 1 may then disclose that non-personal information to other persons and permanently retain that non-personal information for future use.

Disclosure of Your Personal Information by the Central 1: Central 1 may disclose your personal information where required by law.  Central 1 has no control over, and no responsibility or liability for, those persons’ use and disclosure of your personal information, and that use and disclosure is not subject to this Policy.

Location of Information:  Central 1 will store and process your personal information in secured locations. The personal information is stored and processed on a dedicated server at the Peer1 Datacenter in Vancouver, British Columbia, Canada. However, the disclosure of your information in accordance with this Policy and applicable law may result in your personal information being transferred outside of Canada.  The laws of other countries regarding the collection, use, and disclosure of personal information may be different from the laws of Canada.  Your use of the Website or the Facebook Page indicates your consent to your personal information being transferred outside of Canada.

Safeguarding Your Information:  Central 1 has security safeguards to protect personal information against loss or theft, unauthorized access, disclosure, copying or modification.  Nevertheless, security risks cannot be eliminated and Central 1 cannot guarantee that your personal information will not be used or disclosed in ways not otherwise described in this Policy. 

Accessing Your Personal Information: You may request access to your personal information and information about Central 1’s collection, use and disclosure of that information by sending your request to [email protected]. Subject to certain exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information, and will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate.  You can help Central 1 maintain the accuracy of your information by notifying Central 1 of any changes. 

Complaints: Central 1 will investigate all reasonable written complaints or inquiries about the policies and practices relating to the collection, use and disclosure of personal information.  You can direct complaints to [email protected], or to the address listed below. 

4. Other Matters

Other Websites:  The Website and the Facebook Page may contain links to other websites or Internet resources.  When you click on one of those links you are contacting another website.  Central 1 has no control over, and no responsibility or liability for, other websites or their collection, use and disclosure of your personal information.

Former users:  If you cease using the Website, or the Facebook Page, or your permission to use the Website or the Facebook Page is terminated, Central 1 may continue to use and disclose your personal information in accordance with this Policy as amended from time to time. 

Policy Changes:  This Policy may be changed from time to time in Central 1’s sole discretion and without any prior notice or liability to you or any other person.  The collection, use, and disclosure of your personal information will be governed by the version of this Policy in effect at that time.  New versions of the Policy will be posted on the Website and will be available upon request from Central 1.  Your continued use of the Website or the Facebook Page subsequent to any changes to this Policy will signify your consent to the collection, use, and disclosure of your personal information in accordance with the changed Policy.  Accordingly, when you use the Website or the Facebook Page, you should check the date of this Policy and review any changes since the last version.  

Contacting Central 1’s Privacy Officer:  Central 1’s Privacy Officer may be contacted: (a) by telephone - 604.730.5108; (b) by email – [email protected]; or (c) by postal mail to “Privacy Officer”, Central 1 Credit Union, 1441 Creekside Drive, Vancouver, British Columbia, Canada, V6J 4S7.

 

Website Terms of Use

Last Revised: January 6, 2014

Central 1 Credit Union (“Central 1”) provides this website www.getyourshare.ca (the “Website”) to you subject to your acceptance and compliance with the following terms and conditions of use (the “Terms”).  Your access and use of the Website constitutes acceptance of these Terms.  If you do not agree to be bound by these Terms, please do not access or use this Website.

Changes and Modifications

Central 1 may modify or update these Terms from time to time without notice to you.  Your continued access to or use of the Website after such changes constitutes acceptance of these Terms as amended.  You are responsible for reviewing these Terms regularly.

Who Can Access this Website

This Website may be accessed and used only by persons in the Province of British Columbia, Canada (“BC”) and by individuals who can form legally binding contracts on their own behalf and who have accepted these Terms.  The Website and its content are not intended for persons located in any jurisdiction other than in the BC.  

Information You Provide

You may be required to provide information to Central 1 or other persons (including credit unions) to use portions of the Website.  You will ensure that all information (including personal information and financial information) you provide through the Website is true, accurate, current and complete and you will promptly update that information if it changes.  Central 1 and other persons will rely upon the information you provide and you are solely responsible for all damages, costs, liabilities, losses or obligations that you, Central 1 or any other person may incur as a result of your provision of any false, incorrect, incomplete or outdated information.  Providing information though the Website or via email is not secure or confidential.  If you use the Website to communicate with Central 1 or other persons or if you use email to communicate with Central 1 or other persons, you do so entirely at your own risk.

Privacy

Central 1 may monitor your use of the Website.  Central 1 collects, uses, discloses and retains personal information in accordance with its Privacy Policy.  By accepting these Terms and using the Website, you consent to the collection, use, disclosure and retention of your personal information in accordance with the Privacy Policy as it then reads.

Content You Provide

You may be permitted to post messages and content, interact with other users and to upload documents or other materials on the Website (collectively, “Your Content”), provided that you agree not to: (a) use the Website for commercial or unlawful purposes; (b) post or transmit any content that contains a virus or harmful component or that would otherwise interfere with the proper workings of the Website; (c) post or transmit any content that violates or infringes upon the rights of others (including privacy and intellectual property rights); (d) post or transmit any unlawful, threatening, obscene, pornographic, defamatory or abusive content or encourage conduct that would constitute a criminal offense or give rise to civil liability; (e) post or transmit any content that promotes racism, hatred or physical harm of any kind against any group or individual; or (f) post or transmit junk mail or unsolicited mass mailing or spam.

By posting or uploading Your Content to the Website, you automatically grant, or warrant that the owner of Your Content grants, Central 1 and its successors, assigns and licensees a royalty-free, perpetual, non-exclusive, irrevocable and unrestricted right to use, reproduce, translate, modify, store, make derivative works from, distribute, transmit or otherwise exploit Your Content or any ideas, concepts, or know-how associated with Your Content for any purpose, using any form, media, technology now known or later developed, without providing any compensation to you or any other person, and free from any obligation of confidence on the part of Central 1 and its successors, assigns and licensees.  You waive all moral rights in Your Content in favour of Central 1 and its successors, assigns and licensees, and you consent to your name appearing as the contributor of Your Content.  

Central 1 does not endorse Your Content and is not responsible or liable for Your Content.  Central 1 may investigate complaints and take any actions it deems appropriate in the circumstances, including editing or removing Your Content from the Website, and terminating your access or use of the Website.  

Disclaimer and Limitation of Liability

Your use of the Website is at your own risk.  The Website and the content on the Website are provided “as is”.  Central 1 does not make any representations, warranties or conditions about the quality, reliability, accuracy, adequacy, timeliness, or completeness of the Website or the content on the Website.  Central 1 does not guarantee or warrant that the Website or its content are compatible with your computer systems or that the Website or its content will be free from viruses, Trojan horses, disabling devices or other code that manifests destructive properties.  You are solely responsible for implementing safeguards to protect the security and integrity of your computer systems.

To the fullest extent permitted by law, Central 1 disclaims all representations, warranties and conditions of any kind with respect to the Website and the content on the Website, whether express or implied, including implied warranties and conditions of merchantability, fitness for a particular purpose, non-infringement, that the Website or its content will be error free or will operate without interruption.  In no event will Central 1 or its member credit unions be liable, whether based on warranty, contract, tort or any other legal theory, for any damages of any kind (including direct, indirect, incidental, consequential, special, or punitive damages), whether or not Central 1 or its member credit unions are advised of the possibility of such damages or losses, resulting from the use of or the inability to make use of the Website or its content or an error, interruption, defect, computer virus, loss of data, system failure or otherwise.  

If, notwithstanding these Terms, Central 1 is liable to you or any other person, then in no vent and under no circumstances will Central 1’s total liability to you or any other person under any theory of liability ever exceed $5 (CDN).  You hereby release, remise and discharge Central 1 from all liability in excess of $5 (CDN).

Indemnity

You will indemnify, defend and hold Central 1 harmless from and against all liabilities, expenses and costs, including reasonable legal fees and expenses, incurred by Central 1 in connection with any claim relating to your use of the Website, your breach of these Terms or any wrongful conduct by you or any person for whom you are responsible at law.  You will assist and cooperate fully as required by Central 1 in the defence of any such claim.

Third Party Links

The Website may provide links to third party websites (“Linked Sites”).  Central 1 is providing these links to you only as a convenience.  The Linked Sites are not under the control of Central 1, and Central 1 is not responsible or liable for the Linked Sites and their content.  Central 1 does not endorse the information contained on the Linked Sites.  Central 1 makes no representations, warranties or conditions about the Linked Sites and the Linked Sites are not subject to Central 1’s privacy policy or these Terms.  If you choose to access any Linked Site or have any dealings with the owners of the Linked Sites, you do so entirely at your own risk.

Ownership and Use of Website

© 2010 Central 1 Credit Union.  All rights reserved.  You do not acquire any right or license to the Website or the content on the Website other than the limited right to use the Website and the content on the Website in accordance with these Terms.

The content on this Website, including words, graphics, designs, pictures, videos, sound, trademarks and applications displayed or available on the Website, are owned by Central 1 and other persons, and are protected by Canadian and other international copyright, trade-mark and other intellectual property laws.  You may not copy, modify, reproduce, transmit, post, republish, sell or circulate any part of the Website or link to the Website without the prior written consent of Central 1 (please contact [email protected] to request consent).  The Website is made available to you for your lawful, personal, non-commercial use only.  You may download, display, or print Website pages for your lawful, personal, non-commercial use provided that you do not remove or alter any notices or disclaimers.

General 

Central 1 may at any time change, discontinue, restrict, suspend or terminate the Website or any part of it without notice or liability to you, including suspending or terminating your permission to use the Website.

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada, without regard to the principles of conflicts of law.  These Terms constitute the entire agreement between Central 1 and you governing your use of the Website and supersedes all prior communications between you and Central 1 with respect to the Website.  Central 1’s failure to insist upon or enforce strict performance of any provision of these Terms will not be construed as a waiver of any provision or right. If any of the provisions contained in these Terms are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination will not affect the remaining provisions contained in these Terms.

Any rights not expressly granted in these Terms are reserved.

All questions or comments about the Website or its content (including any notice of infringement) should be directed to [email protected].